IBPS - POs (Prelims) Model Paper - 2016



IBPS POs Model Paper

Institute of Banking Personnel Selection Probationary Officers Recruitment

Directions (Q. 1-5): In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The urgent need of the hour is to up the morale of our society in general and of our student community in particular, if we want to save ourselves and our society from the presence of mass indiscipline and of basic human values, which has become a phenomenon. We must, therefore, ..(1).. and practice the most ..(2).. basic human values like co-operation, tolerance, patriotism, generosity, truth, justice and excellence - the ideals which are universal in nature and which are ..(3).. in themselves and which are worthy of ..(4).. for their own sake. These ideals are both personally as well as socially ..(5)..

1. 1) incorporate 2) induce 3) implicate 4) inculcate 5) involve
2. 1) absorbing 2) cherished 3) introspective 4) famous 5) productive
3. 1) distinctive 2) appreciated 3) formative 4) helping 5) end
4. 1) evolving 2) spreading 3) esteem 4) wisdom 5) popularity
5. 1) desirable 2) manageable 3) redundant 4) vulnerable 5) possible

Directions (Q. 6-10): Rearrange the following seven sentences (A), (B), (C), (D), (E), (F) and (G) in the proper sequence to form a meaningful paragraph and then answer the questions given below them.

(A) It is obvious from the above that the Commission has accorded highest priority to securing speedy justice to women.

(B) These members continue to pursue their mandated activities, namely review of legislation, intervention in specific individual complaints of atrocities and denial of rights.

(C) The functions assigned to the Commission, as per the Act, are wide and varied covering almost all the facets of issues relating to safeguarding women's rights and promotion.

(D) The National Commission for Women was set up on 31st January, 1992 in pursuance of the National Commission for Women Act 1990.

(E) Towards this end of speedy justice to women, the Commission is organising Parivarik Mahila Lok Adalats, offering counselling in family disputes and conducting training programmes for creating legal awareness among women.

(F) They also suggest remedial action to safeguard the interest of women to the appropriate authorities.

(G) To carry out these functions, the Commission has a chairman, five members and a Member-Secretary, all nominated by the Central Government.

6. Which of the following will be the FOURTH sentence?
1) A 2) C 3) D 4) B 5) E

7. Which of the following will be the FIRST sentence?
1) C 2) D 3) E 4) F 5) A

8. Which of the following will be the LAST sentence?
1) G 2) F 3) D 4) C 5) E

9. Which of the following will be the THIRD sentence?
1) G 2) B 3) F 4) D 5) C

10. Which of the following will be the FIFTH sentence?
1) C 2) D 3) F 4) E 5) B

Directions (Q.11-15): Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (5), i.e. 'No Error'. (Ignore the errors of punctuation, if any.)

11. He was grateful (1)/ to me for the help (2)/that I had extended for him (3)/ in the hour of his need. (4)/ No error (5).

12. While undergoing a (1)/ strenuous workout, (2)/ he suffered a massive heart attack (3)/ but luckily survival. (4)/ No error (5).

13. He thinks that (1)/ once he paid money (2)/ he is relieved of (3)/ all his responsibilities. (4)/ No error (5).

14. Taking care of yourself (1)/ cannot be (2)/and should not be considered (3)/ as a selfish thing. (4)/ No error. (5)

15. People express their expectations (1)/ that their leaders should not (2)/ resorting to (3)/ corrupt practices and nepotism. (4)/ No error (5).

Directions (Q. 16-25): Read the following passage carefully and answer the questions given below it. Certain words/ phrases are printed in bold to help you locate them while answering some of the questions.

The outside world has pat answers concerning extremely impoverished countries, especially those in Africa. Everything comes back, again and again, to corruption and misrule. Western officials argue that Africa simply needs to behave itself better, to allow market forces to operate without interference by corrupt rulers. Yet the critics of African governance have it wrong. Politics simply can't explain Africa's prolonged economic crisis. The claim that Africa's corruption is the basic source of the problem does not withstand serious scrutiny. During the past decade I witnessed how relatively well-governed countries in Africa, such as Ghana, Malawi, Mali and Senegal, failed to prosper, whereas societies in Asia perceived to have extensive corruption, such as Bangladesh, Indonesia and Pakistan, enjoyed rapid economic growth. What is the explanation? Every situation of extreme poverty around the world contains some of its own unique causes, which need to be diagnosed as a doctor would in a patient. For example, Africa is burdened with malaria like no other part of the world, simply because it is unlucky in providing the perfect conditions for that disease: high temperatures, plenty of breeding sites and particular species of malaria-transmitting mosquitoes that prefer to bite humans rather than cattle. Another myth is that the developed world already gives plenty of aid to the world's poor. Former US Secretary of the Treasury, Paul O'Neil, expressed a common frustration when he remarked about aid for Africa: "We've spent trillions of dollars on these problems and we have damned near nothing to show for it." O'Neil was no foe of foreign aid. Indeed, he wanted to fix the system so that more US aid could be justified. But he was wrong to believe that vast flows of aid to Africa had been squandered. President Bush said in a press conference in April 2004 that as "the greatest power on the face of the earth, we have an obligation to help the spread of freedom. We have an obligation to feed the hungry." Yet how does the US fulfillers obligation? US aid to farmers in poor countries to help them grow more food runs at around $200 million per year, far less than $1 per person per year for the hundreds of millions of people living in subsistence farm households. From the world as a whole, the amount of aid per African per year is really very small, just $30 per sub-Saharan African in 2002. Of that modest amount, almost $5 was actually for consultants from the donor countries, more than $3 was for emergency aid, about $4 went for servicing Africa's debts and $5 was for debt-relief operations. The rest, about $12, went to Africa. Since the "money down the drain" argument is heard most frequently in the US, it's worth looking at the same calculations for US aid alone. In 2002, the US gave $3 per sub-Saharan African. Taking out the parts for U.S. consultants and Technical cooperation, food and other emergency aid, administrative costs and debt relief, the aid per African came to grand total of 6 cents. The US has promised repeatedly over the decades, as a signatory to global agreements like the Monterrey Consensus of 2002, to give a much larger proportion of its annual output, specifically up to 0.7% of GNP, to official development assistance. The US's failure to follow through has no political fallout domestically, of course, because not one in a million US citizens even knows of statements like the Monterrey Consensus. But no one should underestimate the salience that it has around the world. Spin as American might about their nation's generosity, the poor countries are fully aware of what the US is not doing.

16. The passage seems to emphasize that the outside world has ......

  1. correct understanding about the reasonable aid provided by the US to the poor countries.
  2. definite information about what is happening in underdeveloped countries. 
  3. stopped extending any financial aid to underdeveloped countries.
  4. misconceptions about the aid given to the poor nations by developed countries.
  5. None of these
17. According to the Westerners, the solution to eradicate poverty of African nations lies in....
  1. corruption
  2. improving their own national behaviour
  3. their rule
  4. prolonged economic crisis 
  5. None
18. The author has given the example of Bangladesh, Indonesia and Pakistan in support of his argument that  ........


  1. corruption is the major culprit in the way of prosperity.
  2. misgovernance hampers the prosperity of nations.
  3. despite rampant corruption, nations may prosper.
  4. developed nations arrogantly neglect underdeveloped countries. 
  5. None

19. The author has mentioned Ghana as a country with ......

  1. reasonably good governance
  2. corrupt leadership
  3. plenty of natural resources
  4. rapid economic growth
  5. None of these
20. The cases of malaria in Africa are mainly due to ......


A) high temperature.
B) climatic conditions conducive for breeding.
C) malaria-carriers' liking for human blood in preference to that of cattle.

1) None 2) Only B & C 3) Only A & C 4) Only A & B 5) All the three

21. The remark of former US Secretary of the Treasury, Paul O'Neil, is according to the author,
  1. a statement of fact 
  2. not factually correct
  3. an underestimation of US aid
  4. a ruthless remark by an arrogant bureaucrat
  5. None of these
22. President Bush's statement in a Press Conference in April 2004 indicates that .... 
  1. the aid given by the US to the poor countries is substantial and sufficient.
  2. the spread of freedom cannot be achieved through financial aid.
  3. feeding the hungry millions outside the US is not possible.
  4. the US, on its own, assumes the obligation of helping the poor countries.
  5. US has spent trillions of dollars on aid.
23. Which of the following statements is TRUE about US aid to the sub-Saharan African countries?
  1. The US aid meant for per capita African does not reach the incumbent.
  2. The US aid to African countries is more than that for any other developing or underdeveloped nation.
  3. The US aid to farmers in African countries is $ 200 million per year.
  4. The donor country charges $ 5 per individual as consultancy charges.
  5. US has been contributing more than 0.7% of its GNP for development assistance.
24. The purpose of the author in writing this passage seems to 
  1. criticise the US for not providing adequate financial help
  2. make Africans realise their own problems
  3. analyse the actual quantum of aid against the perceived one
  4. highlight how American leaders are power-hungry
  5. None of these
Directions (Q.25): Which of the following word/ group of words is MOST NEARLY THE SAME in meaning as the word printed in bold as used in the passage.

25. Obligation
1) lip-sympathy 2) true empathy 3) self-pity 4) conditional responsibility 5) moral binding

Key
1-4
2-2
3-1
4-3
5-1
6-4
7-2
8-5
9-1
10-3
11-3
12-4
13-2
14-2
15-3
16-4
17-2
18-3
19-1
20-3
21-2
22-4
23-3
24-1
25-5.

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